a.Individual(s)/Self Help Group(s)/Partnerships/Other Form (s) of Association (s) except Co-operative Society

  • All applicant(s)/member(s) should belong to the Scheduled Tribes community.
  • Annual family income of the applicant(s) should not exceed Rs.3,00,000/- p.a. for both rural and urban areas. [This is revised from time to time based on the norms revised by Planning Commission]

b.Co-operative Society(ies):Minimum 80% or more members should belong to Scheduled Tribe Community and annual family income of applicant(s) should not exceed double the poverty line limit. In case of change in membership the said Co-Operative Society shall ensure that percentage of ST members does not fall below 80% during the currency of loan.


  • Under Micro Credit Scheme existing profit making SHGs are only eligible for availing financial assistance through SCAs under NSTFDC schemes.
  • Till the currency of loan availed under NSTFDC Scheme non Scheduled Tribe (ST) person and/or otherwise in-eligible ST person shall not be made member of the said Self Help Groups. An undertaking for the above condition will be obtained by the SCAs from the SHGs prior to sanction of loan.
  • Financial assistance is to be extended only to the eligible person(s) who is/are residing in the concerned State/U.T. for which the said Tribe has been notified as Scheduled Tribe by the Government.