Adivasi Shikha Rrinn Yojana (ASRY)

This is an Education loan scheme, under this financial assistance is extended to eligible STs for pursuing professional and technical courses including Ph.D in India.

The loans are provided based on requirement of the unit through the State Channelizing Agencies. The beneficiaries have to full fill the eligibility criteria of  NSTFDC and comply with the terms and conditions of the lending by the SCA.

Unit Cost

Viable Payments/Units costing up to ₹ 10.00 lakhs

Courses covered

Education loan may be provided for the courses conducted by colleges/universities approved by UGC/Govt/AICTE/AIBMS etc.

Quantum of Loan Assistance

Upto 90% of unit cost is provided by NSTFDC as term loan

Interest Rate

Loan Amount



Term Loan up to ₹ 5.00 lakh (Course period plus one year or six months after getting job, whichever is earlier). There is a interest subsidy during the moratorium period from Ministry of Education, Govt. of India



Repayment Period

Within 5 years including the moratorium period.