स्वयं सहायता समूह (एसएचजी)
To avail financial assistance provided by National Scheduled Tribes Finance and Development Corporation (NSTFDC) the corporation has set up a list of eligibility criteria’s and the individual or group or any other society who successfully validates to the criteria’s can get the facilities.
The eligibility criteria’s for Self Help Groups are:
- Proposal(s) submitted by an existing profit making SHGs to the State Channelizing Agencies of NSTFDC (SCAs) shall only be eligible for financial assistance under NSTFDC Scheme of Micro Credit.
- All members of each Self Help Group should belong to the Scheduled Tribe Community.
- Annual family income of each member of SHG should not exceed double the poverty line (DPL) income limit (presently Rs. 39,500/- p.a. for the rural areas and Rs. 54,500/- p.a. for the urban areas), at the time of availing of financial assistance [Income limit is revised from time to time based on the poverty norms revised by the Planning Commission].
- The financial assistance given will be subject to further condition that till the currency of loan, availed under NSTFDC Scheme, non Scheduled Tribe (ST) person and or otherwise in-eligible ST person shall not be made member of the said Self Help Group.
An undertaking for the above condition will be obtained by the SCAs from the SHGs prior to sanction of loan.
- Financial assistance is to be extended only to the eligible person(s) who is/are residing in the concerned State/U.T. for which the said Tribe has been notified as Scheduled Tribe by the Government.